College writing essay: 2020

Wednesday, August 19, 2020

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Monday, August 17, 2020

Confidentwriters Scholarship Essay Contest

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Friday, August 14, 2020

Essay Writer Jobs, Employment

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Thursday, August 13, 2020

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Tuesday, August 11, 2020

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Monday, August 10, 2020

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Top Essay Writers @ Essaygator

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Wednesday, August 5, 2020

Essay Writer Australia

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Essay Writer Australia

Tuesday, August 4, 2020

Write My Essay For Me Services

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Saturday, August 1, 2020

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Friday, July 31, 2020

Essay Writers Online

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Wednesday, July 15, 2020

How to Prevent and Handle Non-Paying Customers

How to Prevent and Handle Non-Paying Customers â€œIf youâ€™re good at something, never do it for freeâ€The famous quote by the infamous Joker isnâ€™t just memorable for its authentic delivery but acts as a real-life guideline for professionals dealing with their clients.How many times have you sent out invoices to your clients only to be ignored?How often are you left with anxiety issues when the deadline for your payment expires?Hounding after a non-paying customer is like a dog chasing after cars, itâ€™s a complicated process and costs valuable time. Time better spent running your business.Fortunately, there are reliable methods to prevent missing out on your payments. In this article, letâ€™s understand the popular reasons for refusal of payment by your customers.Further, Cleverism provides you with practical solutions on how to solve this age-old issue.5 REASONS WHY CUSTOMERS DONâ€™T PAY ON TIMEAssume the following situation.After numerous hours and days, you finally find yourself a real client for your brand-new business. T his is it. Itâ€™s time to put on your dancing shoes and offer them your best work.Fast forward a few weeks after your delivery and the payment remains pending. Nervously, you type a follow-up email and put your most polite behavior on display reminding them of your pending fees. Months pass, with no payment insight, youâ€™re left frustrated and low on funds. And your client has completely ignored your cry of help.If youâ€™ve been in this situation, you understand non-paying customers are always a bad bet.What exactly are you doing wrong with your payment policy? Letâ€™s find out by understanding why your customers donâ€™t pay on time.5 REASONS ON WHY CUSTOMERS NEVER PAY FOR THEIR SERVICESSmall businesses are more likely to face delayed or non-payment issues compared to large corporations.While some clients genuinely have a reason for their late payments, others neglect their payments for various reasons. 1. Mediocrity in Overall WorkSometimes, we assume the work we put out is except ional and we are worth the money paid. This isnâ€™t true.We donâ€™t mean that the services you offer are necessarily bad.However, clients have a huge issue when the people they work with donâ€™t share their level of vision. It results in unsatisfactory work that isnâ€™t worth paying for.For this reason, clients proceed to ignore paying for services they deem unworthy.If you sell your services, as a professional, itâ€™s your duty to understand the various requests that your clients require and ensure they are getting their moneyâ€™s worth.While taking the job, pay attention and communicate clearly on the type of work theyâ€™d be expecting from you.If possible, provide a link to your website or a portfolio of your finest work. If they find any of your previous work matching their goal, request them to highlight it.Making false promises to your client is ultimately going to demonstrate your final work as shabby. Hence, itâ€™s best to avoid taking up projects that wonâ€™t meet their exp ectations and avoid nonpayment issues altogether.2. Customers are Going Through a Financial CrisisMost often than not, your customers are likely facing a financial crunch and donâ€™t have money to pay you.Itâ€™s critical to understand the market conditions that contribute to a poor economy before selling your services in your respective field.How do economic factors affect your services, you ask?Simple! when an economy has crashed, the asking fees of professionals is devalued.While their financial situation is of no concern to you, itâ€™s a good idea to follow up and receive an update on when their situation is likely to improve. Especially, if the client you work with has a long-term commitment.Remember, not all non-paying customers are holding your payments on purpose. Some customers have a genuine reason that they werenâ€™t expecting. After all, we are all human and the future is unpredictable.However, on the same note, itâ€™s not alright for clients to seek professional services without the ability to afford them.Pay special attention to bankruptcy updates posted by your clients. If they file for bankruptcy, itâ€™s a wise idea to contact them immediately. During their asset liquidation, there is a good chance to receive your payments if youâ€™re first in line.3. Inconvenient Payment MethodsMaybe the fault lies in allowing your customers to pay by outdated methods such as checks and money orders.If you havenâ€™t embraced the online business model yet, youâ€™ll always have clients finding it inefficient to pay you.However, having an online payment portal doesnâ€™t assure you timely payments either. Modern clients are busy, and their time is extremely precious to wait for your invoice to pop up in their mail.Thatâ€™s why itâ€™s important to get in touch with your client and mention a payment structure if itâ€™s a long-term project. Inform them that your invoice would be sent on a specific date, get their approval, and stick to these dates.Automated invoice so ftware is convenient and handles timely invoice processing. Popular payment software includes Pabbly and Invoicera.4. Freeloading ClientsClients that look for faults on purpose in a perfectly executed project are nicknamed â€œfreeloadersâ€. Their idea is to get away with free work done in exchange for valuable contribution on your part.With plenty of services being offered by various professionals, freeloaders find it convenient to hitchhike their work through various projects that are never paid in full.Instead, they find excuses to blame you for it.Here are the 5 types of freeloading clients, youâ€™ll likely come across.The Underpaying Client â€" â€œWhat??? $400 for website design? Thatâ€™s just madness, I could have got this done for half the value.â€ The Fake Perfectionist â€" â€œStuart, Iâ€™ll need this re-edited for the 40th time, itâ€™s simply not satisfactory. I wonâ€™t pay you a dime if you refuse to get this sorted.â€ The Busy Bee â€" â€œFor the next 30 years I will r emain busy as I am building a space colony for earthlings on the moon. Please get in touch with me after this duration for the payment I owe you.â€The Sampler â€" â€œI am looking for a long-term commitment from your end, unfortunately, there wonâ€™t be any pay for you until you show me a sample of your finest work. Itâ€™s the way I prefer to do business.â€The Quintessential Bargainer â€" â€œWell Stan, Iâ€™ve witnessed your work and I am impressed. I believe we can be partners for a long time. Except your fees are outrageous! Letâ€™s shake hands at 1/3rd of your quote. Deal?â€While they come in different forms, these clients have the same motive â€" refuse to pay you what youâ€™re worth and get the work done for free or at the bare minimum price.Remember, a client that appreciates good work is always ready to shell out money for a job well done. Itâ€™s easy to spot a freeloading client, they usually enter an agreement only after putting plenty of tough conditions that they expect you to never fulfill.One rule of professional trade is â€" if the client comes up with a complicated contract. Avoid it. Itâ€™s usually a trap to get you to accept terms for pitfalls you arenâ€™t expecting. 5. Liberal Credit PrivilegeOne of the biggest mistakes professionals commit is offering a liberal credit policy to their clients.If you let your customers make partial payments, it allows them to get comfortable with their payments and guess what?You end up with delayed payments.Offering credit to your customers should be limited or removed from your professional contract to eliminate late payments.If you must, offer credit to only your long-term high-profile clients that have a phenomenal financial history of repayment.A financial advisor helps with structuring the financial charges for late payments if you must provide a credit-based payment system.Ultimately, a credit policy is always bad news, to begin with, and if youâ€™re starting out, itâ€™s best to do away with this pract ice.6 WAYS TO HANDLE NON-PAYING CLIENTSNow that we understand the mindset of non-paying clients, itâ€™s a lot easier to come up with solutions to your money problems.By following the below methods, youâ€™ll gain immunity against non-paying clients and rest easy going forward with a contract.Here are 6 methods to handle non-paying customers:1. Late Fees ChartAlright, so youâ€™re a small business that is unable to refuse work that comes your way. After all, this is your growth phase and itâ€™s better to work for nonpaying clients than not work at all.As a small business, you can still charge late fees to your clients and create a detailed structure on your website or on the contract, so your client knows what they are getting into.Hereâ€™s a sample personal chart with late fees.Customer NameAmount Owed1-30 Days Late Fee (5%)30-60 Days Late Fee (15%)Total Due per ClientClient A$7000NilNil$7000Client B$5000$250Nil$5250Client C$10000Nil$1500$11500Total Amount$22000$250$1500$23750The foll owing chart keeps a record of all the clients you are working with along with the payments they owe.Client B and C are yet to make their payments and have crossed their due date with Client B being less than a month overdue and Client C being over a month overdue.Sending intimation emails or calls with a detailed invoice every month will remind the client to pay up the money owed or risk paying the penalty.Even after the late fees, if your clients refuse to pay, follow the other methods below.2. Legal ContractsA legal binding contract that lists all the project variables is an effective way of never dealing with non-paying customers.Legal contracts provide you with protection against any clients that intend to breach the contract or delay payments.Every legal contract should include the following structures in the document.DeadlinesThe starting point of your project and the date of delivery should be clearly mentioned. This is to give your client financial security to ensure their w ork is done by the mentioned time.Contact InformationPhone numbers, emails, business addresses of both â€" the professional and the client should be included for transparency.Revisions If your nature of work includes editing and providing revisions for your clients, the number of maximum revisions allotted per project should be mentioned.Exit ClauseAn extremely critical section. If at any time, you or your client decide to backout or terminate a project, the necessary grounds of termination need to be listed here. It safeguards both parties from discontinuing once the project has begun.Intellectual Property Apart from protecting the client from copyright infringement, it also allows you to refer your work on your own portfolio of completed projects.Financial TermsThe most crucial bit of information that protects you from payment defaulters. Mention the following points in-detail if it pertains to your services.Late Fees ChargedPartial Upfront PaymentMoney-back GuaranteeDiscounts Of fersMention any other payment-related terms that youâ€™d like your client to know beforehand.Once youâ€™ve prepared the following rulesets, your legal contract is ready to be offered to your customer.This allows them to take your work seriously, and if they still avoid paying up, youâ€™ve got a legal right to prosecute your client based on the contract.3. Discounts for Prepaid ProjectsAn excellent way to get paid in full is by providing an â€˜Early Payment Discountâ€™ to your clients. The discount could either be a fixed amount or a percentage of the total project like 3-5%.By providing prepaid offers, youâ€™ll force your clients to make the full payment before the project begins, especially if theyâ€™re recurring clients.A great way to reward your loyal clients and secure money in the long run.There are plenty of benefits to providing a service discount.Clients enjoy the discounted cost of the projectMental peace knowing your project is funded without financial riskAdvance cash flo w is ideal to increase your working capitalPositive cash control for future services renderedThe origin of â€˜Early Payment Discountâ€™ began with eCommerce websites securing their finances before shipping out the product.This ensured that the customer was in no position to cancel a â€˜Cash-on-Deliveryâ€™ order and they had the working capital to build their business.Today, several professionals have begun to provide discounts to their clients in return for full payments.4. Escrow ServicesAsk yourself â€" What is the one thing that prevents a new client from paying you in full before the project starts?Lack of trust!In an increasingly digitalized world, â€˜Trustâ€™ is an invaluable resource. In fact, itâ€™s equally hard for you to trust a client about fulfilling their end of the bargain upon project completion.Thatâ€™s where digitalized middlemen services are provided to connect the breach of trust between you and your client.This type of service is known as â€˜Digital Escrow Servic esâ€™.Itâ€™s relatively a simple concept.Your client funds a well-known escrow service like Escrow or StratuscoreBegin work once the escrow service confirms receiving the paymentUpon project completion, request payment transfer to the following â€" Paypal, Bank Account, Wallets, etc.Once the client is satisfied with your work, theyâ€™ll accept the escrow transferPiece of cake! Youâ€™re happy, your client is happy.Utilizing an escrow service eliminates the need for your client to postpone payments. The concept is simple â€" You work only when the escrow service receives payment.5. Client Background Check We believe researching your client beforehand saves effort and time to keep nonpaying clients at bay.Researching your client before entering a contract will provide you with valuable details.Chances are if youâ€™re working with a big company, the companyâ€™s reputation usually speaks for itself. Large organizations rarely ever avoid paying for services used to prevent legal tussles.S maller clients donâ€™t have a reputation and itâ€™s almost impossible to answer â€" are they creditworthy?. Thatâ€™s why itâ€™s incredibly critical to know them before proceeding to work with them.Here are 3 Ways to Research Your Client Effectively1. Professional Social NetworksLinkedIn, Quora, and Facebook are excellent areas to begin your initial client investigation.Every small or big business worth their dime has their own professional profile and glancing through some of these pages will give you an idea of their reputation.Some of the things to look out for areLinkedIn provides testimonials and reviews posted by previous customers and business partners. Leverage this information and form an opinion on whether the general opinion is negative or positive.Quora provides plenty of information regarding specific businesses and customers share their experience on the platform. Itâ€™s not difficult to find out if the response is overwhelmingly positive or borderline negative when s earching for your clientâ€™s business.Small businesses throng towards Facebook to build their online identity. Finding a clientâ€™s Facebook page and performing your due diligence on customerâ€™s feedback will give you a head start.If there isnâ€™t any social networking page or internet history to research your client, thatâ€™s a red flag that your client isnâ€™t verified. Either refuse to work or ask for a full upfront payment.2. Verify Client via Video CallA simple Skype video call to establish identity goes a long way in saving yourself from non-paying clients.Questionable clients immediately refuse and will generally create long-winded excuses on why theyâ€™d prefer to do their business in an anonymous fashion.Anonymity is a direct way for your client to steal your work without paying.There are several benefits to revealing the identity of the client youâ€™re working with.A professional bond is created with recurring projectsEffortless communicationEstablish a streamlined work e nvironment for both partiesKnow exactly who youâ€™re working with and provides a source for your portfolioRemember, clients that refuse a video call arenâ€™t all dubious. They might have their personal reason to avoid revealing their identity, in such scenarios, itâ€™s always best to get a payment upfront while you respect their privacy.3. Google AlertsGoogle is the internetâ€™s all-seeing eye that knows everything going on in shady organizations and their deepest secrets are revealed for the public to see.Why not make use of it?Google Alerts helps leverage information by typing a keyword into the search bar.The keyword can be the name of your clientâ€™s company to get a detailed list of search results revealing important news or other details that were previously unknown to you.Much of the details that are shown are from recent blogs or articles to give you a current state of your clientâ€™s reputation.Google Alerts also comes with a filter option to narrow down your results to a s pecific location, source, and region. Itâ€™s especially useful when you wish to track long-term clients from going rogue due to bankruptcy, layoffs, financial difficulties, etc.Adding your email address lets Google send the latest news directly to your email.6. FactoringWith most of the advice circling around future clients, it begs the obvious question.What do you do with existing clients that havenâ€™t cleared their dues?Well, consider â€˜Invoice Factoringâ€™.Factoring provides you with an option to sell any unpaid invoice in your possession at a percentage of its total value.Donâ€™t get it?Allow us to explain.Letâ€™s say you have a total outstanding invoice of $1000 thatâ€™s unpaid for months. When you sign up to a factoring company like Kabbage or Payability, an option to sell the unpaid invoice for 70-75% of its value is provided by the factoring company.Essentially, these companies buy your invoices and will proceed to recover the loans on your behalf.The only drawback is you donâ€™t receive the full payment that was originally entitled to you but it provides you with a way to clear all unpaid invoices and focus on your paying clients.Itâ€™s important to read the terms and conditions that factoring companies provide you with before you sell your invoices. Many factoring companies commence their own form of debt collection from your defaulters.Depending on the risk they are undertaking and the reputation of your client. The percentage offered on your invoice could be much lower. But itâ€™s always a good idea to sell any unpaid invoices lying around.Some money is better than no money.For a detailed in-depth video guide on factoring, Paddy Hirsch provides a tutorial. FINAL THOUGHTSUnscrupulous clients are a part and parcel of every professionalâ€™s career. At the end of the day, your time is better spent in providing the service you excel at and n ot in chasing your money like the IRS.The carefully constructed methods provided in the article are a critical guideline to follow when conducting business. This way, you set up a defense shield against disreputable clients while only working with the prized ones. Have you ever been hounded by nonpaying clients? Review your experience with us in the comment section.

Thursday, May 21, 2020

The Apartheid Of South Africa - 1510 Words

From 1948 to 1994, South Africa encountered segregation and ill treatment of its own people deriving from its own national party also known as apartheid, an all-white government. They sought to move the South African people to make way for an all-white South Africa. In their stride to achieve this, the laws they imposed on them made their lives harder; despite this, the persecuted sought freedom. Through all this some believe that the apartheid was easily ended. It can be argued this from the fact of how everything transpired to the ultimate downfall of the apartheid from outside and inner pressures. However this outcome took time and the process to ending it was a difficult one with many counter actions, but still they continued to fight and from that it can be seen that apartheid was not easily ended. Although people can argue that the ending of the apartheid was an easy process, there is substantial evidence to prove that the ending took place through a long period of time with ma ny leaders, groups, and African people working together to fight against the South African government. The fight fought by the African people to end the apartheid can lead some to think it was easily ended. It is possible to think this due to the actions done throughout the fight. During this time there was about 19 million non whites in South Africa and only about 4.5 million whites from this it can be deterred that the movement against the apartheid had more people compared to the people thatShow MoreRelatedApartheid in South Africa1118 Words Ã‚ |Ã‚ 5 PagesApartheid In South Africa APARTHEID Apartheid is the political policy of racial segregation. In Afrikaans, it means apartness, and it was pioneered in 1948 by the South African National Party when it came to power. Not only did apartheid separate whites from non-whites, it also segregated the Blacks (Africans) from the Coloureds (Indians, Asians). All things such as jobs, schools, railway stations, beaches, park benches, public toilets and even parliament. Apartheid alsoRead MoreThe Apartheid Of South Africa1159 Words Ã‚ |Ã‚ 5 PagesDuring the year of 1948, the lives of south Africans changed forever. The National Party, which was an all-white government, gained power and created hell for non-white citizens, their goal was to have white people continue to dominate the country and to keep each race separated from each other; even though at the time whites were only 20% of the population. The apartheid, which literally means Ã¢â‚¬Å"apartnessÃ¢â‚¬ lasted until 1991, and during this time many acts were passed. One being that Ã¢â‚¬Å"non-white AfricansRead MoreThe Apartheid Of South Africa Essay1742 Words Ã‚ |Ã‚ 7 PagesNelson Mandela and protesters during South Africa s journey away from apartheid. ItÃ¢â‚¬â„¢s a curious ponder, in fact, that AmericaÃ¢â‚¬â„¢s and South AfricaÃ¢â‚¬â„¢s ascents from racial discrimination were possibly involved with each other. However, while the world may be convinced the nation is out of racist dep ths, evidence displays the rise from discrimination in South Africa is undeniably incomplete. There is a dangerous and unresolved influence of apartheid in South Africa today. After World War 2 was won byRead MoreThe Apartheid Of South Africa1333 Words Ã‚ |Ã‚ 6 Pageshistory of South Africa all we could see is racial discrimination. Africa was all in control of Whites till 1994. South Africa got free from racial discrimination when Nelson Mandela took a step became the first black prime minister of South Africa. Contemporary South Africa is now economically strong and it is completely a racial free state. The contemporary South Africa is now in race with every state in every field. Before 1994 South Africa was completely under control of Apartheid. WHO IS APARTHEIDRead MoreThe Apartheid Of South Africa1108 Words Ã‚ |Ã‚ 5 PagesApartheid in South Africa Every country has a story to how it made a name for itself regardless if it was good or bad. Today the beautiful South Africa is known as the rainbow nation, for itÃ¢â‚¬â„¢s diversity in culture. However, that name was earned after many blood rivers and broken homes.These Ã¢â‚¬Å"blood rivers and broken homesÃ¢â‚¬ I speak of occurred during an era called Apartheid. The name Ã¢â‚¬Å"ApartheidÃ¢â‚¬ is an afrikaans name which means segregation. It took fifty years for South Africa to redeem itself fromRead MoreApartheid in South Africa711 Words Ã‚ |Ã‚ 3 PagesRacial discrimination dominated South Africa in 1948, and this was further witnessed when the ruling party made the discriminatory apartheid policy into law, in the same year (Pfister, 2005). The Afrikaans word, which literally translates to racial discrimination Ã¢â‚¬ËœapartheidÃ¢â‚¬â„¢, was legislated and it started with the Dutch and the British rulers. The initiators of apartheid applied it to all social nature of the South African people. For instance, the majority of the population who were Africans wasRead MoreThe Apartheid Of South Africa Essay788 Words Ã‚ |Ã‚ 4 PagesSouth Africa, after experiencing the apartheid, is trying their best to overcome the apartheid. Now, the country even has its own leader. He is Jacob Zuma. It is already his second term as a president.( News, B. (2016, August 5)) The country went over a lot of things, and the history of democratic political system is not very long for them. English and Dutch colonized South Africa in the seventeenth century. After South Africa got its independence from England, Afrikaner National Party became a majorityRead MoreThe Apartheid Of South Africa1750 Words Ã‚ |Ã‚ 7 Pagesfirst black President of South Africa. Referred to as the living embodiment of black liberation, Mandela specifically fought against the government system of South Africa known as apartheid (Lacayo, Washington, Monroe, Simpson). Apartheid is an Afrikaan word meaning apartness and was a system of racial segregation for the South African people from 1948 until F.W. de Klerk became president in 1991. Although Nelson Mandela was both literally and metaphorically imprisoned by South AfricaÃ¢â‚¬â„¢s racist ideologiesRead MoreApartheid in South Africa1154 Words Ã‚ |Ã‚ 5 Pagesbring an end to Apartheid in South Africa because he was a believer in basic human rights, leading both peaceful and violent protests against the white South African Government. His beliefs landed him in prison for twenty-seven years, almost three decades. In doing so, he became the face of the apartheid movement both in his country and around the world. When released from prison in 1990, he continued to honor his commitment to fight for justice and equality for all people in South Africa. In 1994, NelsonRead MoreThe Apartheid Of South Africa1440 Words Ã‚ |Ã‚ 6 PagesThe 1981 Springbok tour, and more significantly the public disturbances that arose because of it, is one of the most impactful events on New Zealand, and even South African society. The controversial idea of having sporting interactions with apartheid ruled South Africa was not new to New Zealand politics, yet with Prime Minister Robert Muldoon in charge, the situation was escalated to astonishing heights. The violence all around New Zealand, between police, protesters and anti-protestors was immense